While it would seem that those desperate enough to pawn something as dear to them as an engagement ring are probably unlikely to ever recover it, but according to the National Pawn Brokers Association, an average of 80 percent of goods are eventually reclaimed. The majority of transactions in pawnshops are conducted by repeat customers, frequently pawning and reclaiming the same item over and over again. This is good business for the pawnbroker, who can reap continual interest payments with a greater confidence the customer will make good on them. However, in some economically disadvantaged areas, the reclaim rate has fallen to as little as 50 percent.